by Feminella, Amy | Oct 24, 2021 | Credit Union Advisors, Insights
The supply of available money in the global financial system is growing over time. If we use M2 as the “supply” of money available in the U.S. financial system we can see the trend in growth of money supply using the chart below: Historically, roughly 9 to 10% of that...
by Feminella, Amy | Oct 10, 2021 | Credit Union Advisors, Insights
Congratulations! You’ve made it through one of the most challenging periods on record! This past year has brought a myriad of unforeseen challenges to credit unions—remote work, loan forbearance, PPP small business loans, a flood of stimulus deposits, loan roll-offs,...
by Feminella, Amy | Apr 23, 2021 | Credit Union Advisors
At Newcleus CU Advisors, we’ve seen credit unions struggle under the weight deposits inflated by unprecedented government stimulus. As wave 2 of stimulus hit balance sheets in March, credit unions continue to struggle to find ways to deploy excess deposits. With tax...
by Feminella, Amy | Apr 12, 2021 | Credit Union Advisors
The topic of diversity, equity, and inclusion is continuing to gain momentum in all industries. As we look towards the future, people want to see equality in all levels of organizations. We’re all continuing to learn that our differences are powerful in uniting us. As...
by Feminella, Amy | Feb 1, 2021 | Credit Union Advisors
Alignment among senior leadership is essential to the success of your credit union. A misaligned leadership team can lead to significant issues throughout the organization. This can stem from a lack of connection to the overall purpose. When your organization is...
